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#1
17 April 2009, 03:25
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Injured War Zone Contractors Fight to Get Care
Its good to see that this issue is finally being addressed!
Injured War Zone Contractors Fight to Get Care From AIG and Other Insurers Reporting from Los Angeles and Washington — Civilian workers who suffered devastating injuries while supporting the U.S. war effort in Iraq and Afghanistan have come home to a grinding battle for basic medical care, artificial limbs, psychological counseling and other services. The insurance companies responsible for their treatment under taxpayer-funded policies have routinely denied the most serious medical claims. Those insurers -- primarily American International Group (AIG) -- recorded hundreds of millions of dollars in profits on this business. The civilian contractors have played an indispensable role in the two conflicts, delivering fuel to frontline troops, guarding U.S. diplomats and translating for soldiers during dangerous raids. More than 1,400 civilian workers have died and 31,000 have been wounded or injured in the two war zones. http://www.propublica.org/feature/in...e-from-aig-416 
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#2
17 April 2009, 08:38
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This is a very interesting article; it is amazing how the insurance companies get away with this shit. I have 5 friends hurt on the job, only one is being paid. I was hurt on the job and have not received one dime. The other 4 are lucky enough to have worked for large security providers that have legal departments to sue the insurance provider. I on the other hand, have had to pay all my medical bills because the doctors have not been able to explain what has happen to me to the satisfaction of the insurer. Anyway it will be interesting to see what traction this gets.
FUNNY story when I was hurt I was treated and given care like I could not imagine was medevac out of theater to Germany. Thru out the journey I was taken care of very well, that’s were the FUNNY part comes in. Once I reach Germany, BAM like a ton of bricks, I was on my own no support what so ever now that would not be so bad if I had a broken arm or leg. But I was paralyzed from the mid torso down and was on a gurney imagined having to move around Landsthul Medical being paralyzed. Now for everyone who has not had the pleasure of visiting Landsthul here is some more FUNNY shit the hole place is up and down hills, perfect if you can walk not so if you can’t. Anyway thank god I'm a resourceful individual and had spent a good many years outside the US working. With a whole lot of BS and having a cell to make international calls I got myself sorted out. When I did finally make it to the neurology unit I had to use my charm and a whole lot of BS to get in to see a doctor once in I was admitted to the Hospital for 3 weeks. Here is the best part after everything the doctor don’t have a clue as to what caused the paralysis, witch means the insurer does not pay.. Rock on!!!! To everyone sorry for the RANT... D
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This then, is what allows me—knowing your high Standards for quality, reliability and excellence—to offer you my services. I'm experienced, highly skilled, and silent professional who prefers to plan, train, and support in such a manner that precludes or prevents risks rather than attempting to control them—in a reactionary manner . . .
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#3
17 April 2009, 09:26
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On the other end of the spectrum are the cases of fraud.
I know of two companies, who on MULTIPLE occasions, lied to the insurance provider regarding the circumstances of the death/injury of the person so that they WOULD be covered. I think that those types of situations give ammo to the insurance providers who really aren't seriously motivated in paying anything for anyone....
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Losing faith in humanity, one assclown at a time....
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#4
17 April 2009, 17:20
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#5
17 April 2009, 18:47
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__________________
It pays to be a winner! Places you're tied down to - none. People with a hold on you - none. Men you step aside for - none. A wolf disguised as a sheep will not tell you he is wearing a disguise. This would surely give him away. However, when you see a sheep displaying wolf-like behavior, the responsibility is upon you to discern who (or what) you are dealing with. Deeds (behavior) tell us more about someone than their words. Be aware and quietly back away from people, places and things that do not resonate with you. Honor yourself first!
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#6
17 April 2009, 19:42
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That story had me shaking my head. The guy had to book a commercial flight out of Germany on his own, and then had to jump through hoops on the CONUS end because he didn't have a passport. Bizarre, but as good an example of SNAFU that I've ever heard.
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"This is supposed to be a happy occasion! Let's not bicker and argue over who killed who!"
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#7
18 April 2009, 00:41
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In the meantime, he's had to slug it out with the insurance companies and the employer he had at the time. This all while having six back surgeries over the years. Somehow they think that he is "fucking them". Unreal.
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Thomas "TomTom" Thomas - 17 NOV 2005 Brent "Leo" Gray - 18 AUG 2006 Steve "G-Man" Gernet - 23 JAN 2007 Dave "S'arnt Mac" McDowell 28 APR 2008 Rest in peace, brothers! RLTW!
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#8
18 April 2009, 12:08
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There's something the POTUS could "change"...oh wait...maybe not.
__________________
It pays to be a winner! Places you're tied down to - none. People with a hold on you - none. Men you step aside for - none. A wolf disguised as a sheep will not tell you he is wearing a disguise. This would surely give him away. However, when you see a sheep displaying wolf-like behavior, the responsibility is upon you to discern who (or what) you are dealing with. Deeds (behavior) tell us more about someone than their words. Be aware and quietly back away from people, places and things that do not resonate with you. Honor yourself first!
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#9
18 April 2009, 14:16
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Come on now... For the last 6yrs all I have heard is BIG BOY Rules... Welcome to the real world of 1099 and being a coold guy contractor...
We were Civi's working under a contract for the US Gov from a 2nd party employer. Just as if you got hurt on the job working construction at the VA Hospital to build a parking lot. Company A has the contract from the Gov. The worker does not want to work for Company A or the Gov so they Sub-Contract/1099... Well the Sub/1099 needs to have personal, liability, and injury covered themselves. Everyone over there ran the risk and when it did not work out in their favor they want to system to pick it up for them. Big Boy Rules... When you get hurt you know how to take care of yourself and your needs. A lot of people looking at the 10k a month... That was not for them to pocket it is to pay for other stuff if you get hurt. DUH!!! RO!!!
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SOME PEOPLE ARE LIKE SLINKIES - NOT REALLY GOOD FOR ANYTHING BUT THEY BRING A SMILE TO YOUR FACE WHEN PUSHED DOWN THE STAIRS. Last edited by RAT; 18 April 2009 at 14:20.
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#10
19 April 2009, 06:51
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__________________
Thomas "TomTom" Thomas - 17 NOV 2005 Brent "Leo" Gray - 18 AUG 2006 Steve "G-Man" Gernet - 23 JAN 2007 Dave "S'arnt Mac" McDowell 28 APR 2008 Rest in peace, brothers! RLTW!
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#11
19 April 2009, 07:40
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So the question that comes to my mind is what do all the contracts say about who is responsible for providing medical care and for how long? I know what the "right" thing should be, but that has rarely come into play when dealing with Uncle Sam.
Knowing the Government, they didnt offer up to provide very much...
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"You cant walk on water if you dont get out of the boat," the Infamous Mike Brown Fat Chicks Dont Climb! "Hard Times Dont Last...But Hard Men Do" 3rd Battalion, 3rd Special Forces Group
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#12
19 April 2009, 07:52
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I doubt it...
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I'd highly recommend that individuals either working and/or seeking employment OCONUS, seek out their "own" insurance...even if you're a retiree.  Stay safe.
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Too bad to we have so many liberal scumbag retards in our country that believe in peace at all costs instead of the thought that you have to make the peace before you can keep the peace and earn the right to live in it. Paul Howe
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#13
19 April 2009, 11:37
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It's basic contract law/rules.
I have done both (not in a combat zone) as a welder. I was a welder for many years. Contractor for most of it. When I worked directly for a company, they furnished ALL insurance....liability, medical, workers comp. etc... When I ran my own rig and ran off of a 1099, I had to carry my own insurance....liability, medical etc... If they were working directly for the company and were that company's employee, they should be covered by that company. If they sub contracted themselves, they are on their own.
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Airlando commando Last edited by Looon; 19 April 2009 at 11:40. Reason: addition
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#14
19 April 2009, 12:11
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As Guy stated "Life, Limb or Eye-sight" has been in place since the very start in 03. I do not think the rules have changed. As Loon stated as well. Contract is Contract. Employee is Employee. If you are doing a contract I know I have stated this many times here. Your Sub-Contract with the Prime you are working for should mirror the Prime Contract. The DBA as had been said for yrs is Workers Comp. No more No less. It is an umbrella clause. Insted of getting hurt at Wal-Mart. You get hurt in a war zone. Either way the risk falls back on the person who signed the contract. We have some pretty good contract lawyers on board. Maybe they will chime in. RO!!!
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SOME PEOPLE ARE LIKE SLINKIES - NOT REALLY GOOD FOR ANYTHING BUT THEY BRING A SMILE TO YOUR FACE WHEN PUSHED DOWN THE STAIRS.
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#15
19 April 2009, 12:11
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If you are lucky you may get treatment from the USG, or your company may be squared away. However, on the other hand, if you get jacked up, you can pretty much count on being fucked and if you aren't then you owe some thanks. I know of one dude who gave up the ghost because LMC wouldn't take him until it was too late, because we were unable to fund his passport and he wasn't able to tell us because he was on a ventilator. I know of another who lost a limb because his cac card/passport was smoked along with the limb, so he wasn't allowed to leave the country until he had a strong and raging infection going, which cost him the limb. Did I mention people who bitch about my pay can kiss my dick? Ok, good, I did.
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#16
19 April 2009, 12:28
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The contracts I was on, I made sure my contract was mirrored off the prime to include extra health and casualty care. I did some real stupid stuff back in 03. 04 to present has been a learning curve for me. RO!!!
__________________
SOME PEOPLE ARE LIKE SLINKIES - NOT REALLY GOOD FOR ANYTHING BUT THEY BRING A SMILE TO YOUR FACE WHEN PUSHED DOWN THE STAIRS.
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#17
19 April 2009, 12:57
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#18
19 April 2009, 13:24
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If I could place a bet on this issue, I would put my money on these same guys that they will prolly be the one's in tax trouble when they come back to the states.
I can't count high enough, the amount of welders I have encountered over the years, that got into tax trouble or had legal issues due to the going the 1099 route and subing themselves out. All they saw was the short term benefit of recieving such a high paycheck. My own brother was one such person. Usually, it was more important to buy the nice car, plasma tv, or big house than it was to set aside money for the end of the year. Or to make sure their ass was totally covered insurance wise. Whether you carry a gun or a cutting torch, the same rules apply.
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Airlando commando
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#19
20 April 2009, 01:08
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I understand the LLE concept and rule. Makes perfect sense to me. However, the point I am making is that someone who is medevac'd from a place like Iraq or Afghanistan, with the specific intent of the medical unit that has transported him in the first place to a place like Landstuhl should NOT be turned away because of a lack of documentation. Those bureaucratic issues can and should be ironed out after treatment has been provided. The idea that "well we don't know where he came from and therefore cannot treat him" is particularly disturbing since the individual in question obviously was brought in from a combat zone. The receipt of a big pay check is not based on whether you should carry your own insurance. I, as do most I work with, have some form of overseas clause that will allow them sufficient coverage if something does in fact happen. The companies and particularly the company I was using to illustrate for my example was at the time indeed providing such coverage to their personnel. The personnel were NOT 1099 IC's, so that is a moot point.
__________________
Thomas "TomTom" Thomas - 17 NOV 2005 Brent "Leo" Gray - 18 AUG 2006 Steve "G-Man" Gernet - 23 JAN 2007 Dave "S'arnt Mac" McDowell 28 APR 2008 Rest in peace, brothers! RLTW!
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#20
20 April 2009, 01:11
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__________________
Thomas "TomTom" Thomas - 17 NOV 2005 Brent "Leo" Gray - 18 AUG 2006 Steve "G-Man" Gernet - 23 JAN 2007 Dave "S'arnt Mac" McDowell 28 APR 2008 Rest in peace, brothers! RLTW!
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