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  #21  
Old 12 June 2019, 00:06
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wildman43 wildman43 is offline
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Join Date: May 2012
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Originally Posted by Steve40th View Post
Yes, Loan was 12/7/2012 closed. I retired 10/31/2012 and was declared disabled via VA December 2012..
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  #22  
Old 17 June 2019, 12:58
RangerJurena RangerJurena is offline
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Join Date: Oct 2005
Location: Back In Texas
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Originally Posted by Steve40th View Post
Where was it shown on your HUD paperwork? Just curious as mine doesnt show it, as Funding Fee. But, I have mortgage insurance on my paperwork, but under loan terms it isnt added in. But in the paperwork, under items required to be paid by Lender in advance, they have that mortgage insurance premium going straight to the VA..
VA loans dont have mortgage insurance..
Other than that, I cant find the funding fee of 3.3% within paperwork.
This would be known as the origination fee that you are looking for.

VA loans as you mentioned have no mortgage insurance, so if you paid that, there is an issue there as well.
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  #23  
Old 17 June 2019, 14:02
Stretch Stretch is offline
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Originally Posted by RangerJurena View Post
This would be known as the origination fee that you are looking for.

VA loans as you mentioned have no mortgage insurance, so if you paid that, there is an issue there as well.
Ive been able to put down enough money to not have to pay Mortgage Insurance. Are VA loans supposed to cover that insurance?

The origination fee, at least on the civie side, is some sort of processing fee.
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  #24  
Old 17 June 2019, 14:49
Steve40th Steve40th is offline
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I have an "origination charge" of zero dollars.
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  #25  
Old 17 June 2019, 15:58
RangerJurena RangerJurena is offline
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Originally Posted by Steve40th View Post
I have an "origination charge" of zero dollars.
Then it seems your good.
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  #26  
Old 17 June 2019, 16:05
Steve40th Steve40th is offline
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Then it seems your good.
Yep. Still need to figure out the mortgage insurance they charged me..
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